Initial Disclosure Document
Initial Disclosure Document
about our finance services
Best Van Deals.com is a trading style of Motus Group (UK) Limited.
1. The Financial Conduct Authority (FCA)
The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.
2. Whose products do we offer?
We act as a credit broker, not as lender, for the introduction to a limited number of finance providers only for;
• Hire Purchase, Personal Contract Purchase, Personal Contract Hire, Personal Contract Hire, Business Contract Hire, Finance Lease and Lease Purchase
Our panel of Lenders, who may be able to finance your purchase, are;
• MotoNovo Finance, Black Horse Limited, Alphera Financial Services, ALD Automotive Limited, Close Motor Finance Limited, FCA Automotive Services UK Limited, Volkswagen Financial Services (UK) Ltd, BNP Paribas Leasing Solutions Ltd, FCE Bank PLC, ARVAL UK Limited.
We will only introduce you to these lenders. We do not offer independent financial advice.
You are under no obligation to make use of any financial product arranged by Motus Group (UK) Limited. Other providers may offer similar finance or insurance products that may or may not meet your needs.
3. Which service will we provide you with?
We will review suitable finance products for you after we have assessed your needs for;
• Finance products listed above
You are not obliged to agree with our recommendations or to make any purchase of a finance product. You may obtain free, independent financial and insurance advice from the Money Advice Service at www.moneyadviceservice.org.uk.
4. What will you have to pay us for this service?
You will make no payment to us for introduction to finance providers, but we may receive a payment(s) or other benefit from the finance provider if you decide to enter into an agreement with them. You may ask us for details of such payments.
5. Who regulates us?
Imperial Commercials Ltd is authorised and regulated by the Financial Conduct Authority (register number 680108) to act as credit broker sourcing credit to assist our customer’s purchases from a carefully selected panel of lenders.
You can check this on the Financial Services Register by visiting the FCA's website https://register.fca.org.uk/ or by contacting the FCA on 0800 111 6768.
6. What to do if you have a complaint?
If you wish to register a complaint regarding a finance product or service, please contact us:
… in writing
… by phone
… by e-mail
For all other complaints 01724 295719
If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service.
7. The Data Protection Act
Imperial Commercials Ltd is also governed by the Data Protection Act and General Data Protection Regulation. This ensures any information you give to us is secure and confidential. This information may be passed to other groups or affiliated members including manufacturer partners. Without this information Imperial Commercials Ltd is unable to process your order or enquiry. Under the Data Protection Act you may have this information restricted or removed by telling Imperial Commercials Ltd at a later date. If you provide information and later wish to have this data restricted or removed from Imperial Commercials Ltd’s records, please contact Sean Dalton on 01724 295719.